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We Specialize in What Banks Won't Do

Mortgage loan approval in just 6 days
an extraordinary accomplishment!

Most banks in Panama will tell "Expats" they need 50% down payment - or that getting a mortgage simply isn't possible. That's not true.

Standard down payment is 30%, and depending on the property location and your situation, it can be lower. We work with you to find the best financing solution available.

We've never failed to secure a mortgage for a client. If there's a solution, we'll find it.

You are in good hands with The Expat Mortgage Broker

Tailored Mortgage Solutions

First-Time Expat Buyers

We provide professional guidance to first-time expat buyers and international investors as they navigate the mortgage process, effectively facilitating property investment in Panamá.

Renewals and Refinancing

Explore options for mortgage renewals and refinancing to maximize your financial benefits as an expat.

Exciting Property Investment!

Discover attractive mortgage options for expat investors. Our expert team will guide you in securing financing in a new market, helping you find the perfect mortgage solutions for a seamless experience.

Banks told you it's impossible?
They asked for 50% down?

We specialize in what traditional banks won't do

✓ 100% success rate - we've never had a client we couldn't help 

✓ 30% down payment (not 50%) 

✓ Solutions for non-residents AND permanent residents 

✓ Better rates with Panama residency status 

✓ Bilingual service (English/Spanish)"

Contact us today to ease your stress and get quick assistance.

Our Streamlined Process

The mortgage process may seem intricate; however, a comprehensive understanding is vital for achieving successful homeownership. This guide will outline the journey in four fundamental steps. From pre-approval to closing, each phase is meticulously designed to facilitate your navigation through the process of securing an appropriate mortgage for your needs. Together, we will explore these steps to enhance the efficiency of your acquisition experience.

You are in good hands with The Expat Mortgage Broker

01

Personalized Support

Our goal is to understand your needs and use that information to identify the best mortgage solution for you. Your satisfaction is our main priority, and we are excited to take this journey with you. Together, we are committed to success.

02

Competitive Rates

Our strong partnership with banks in Panama allows us to secure the most favorable interest rates based on your financial profile. We are committed to identifying the best options for you, enabling informed decision-making.

03

Efficient Process

To efficiently obtain mortgage pre-approval, it's essential for the client to deliver all required documents. Our team will ensure everything is organized to help you reach your goal. Typically, we secure approval within 6 days after all necessary documents have been submitted.

04

Ongoing Support

We provide ongoing support throughout the mortgage process, including after pre-approval. This commitment to follow-up is a key benefit of choosing us as your reliable partner.

Anchor 1

Joshua Robinson

I’m an American living in Asia and own property in Panama. When my developer financing unexpectedly fell through, I called several brokers seeking assistance in procuring a mortgage and was warned my chances were slim. Ms. Yeimis saved my investment by securing a home mortgage for me as a foreign investor at a competitive rate—actually even better than what I had agreed with the developer. My situation was complex: I am a self-employed consultant paid by clients across multiple bank accounts from India and Japan to Indonesia and Singapore. Despite this, Ms. Yeimis was confident and guided me through the entire process to a successful conclusion. I recommend her without reservation, and particularly to foreign investors in Panama. She is essential to protecting your investment.

No 1 Mortgage Broker in Panamá

Whatsapp: +507 6237-8734
yeimis@theexpatmortgagebroker.com

Avenida Roberto Eisenman, Plaza Chong, Local 1, Playa Coronado, Panama Oeste, Panamá

Yeimis Balaguera, Owner and CEO
 Yeimis Balaguera Grajales
  Owner & Senior Mortgage Advisor
   "WE ARE HERE TO GUIDE YOU"

Accesibility Statement

the Bull equals STRENGTH equals The Expat Mortgage Broker

Feel free to reach out anytime for a free consultation! 

We're here to help, no obligations attached.

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