
We Specialize in What Banks Won't Do
Mortgage loan approval in just 6 days
an extraordinary accomplishment!
Most banks in Panama will tell "Expats" they need 50% down payment - or that getting a mortgage simply isn't possible. That's not true.
Standard down payment is 30%, and depending on the property location and your situation, it can be lower. We work with you to find the best financing solution available.
We've never failed to secure a mortgage for a client. If there's a solution, we'll find it.


Tailored Mortgage Solutions
First-Time Expat Buyers
We provide professional guidance to first-time expat buyers and international investors as they navigate the mortgage process, effectively facilitating property investment in Panamá.
Renewals and Refinancing
Explore options for mortgage renewals and refinancing to maximize your financial benefits as an expat.
Exciting Property Investment!
Discover attractive mortgage options for expat investors. Our expert team will guide you in securing financing in a new market, helping you find the perfect mortgage solutions for a seamless experience.
Banks told you it's impossible?
They asked for 50% down?
We specialize in what traditional banks won't do
✓ 100% success rate - we've never had a client we couldn't help
✓ 30% down payment (not 50%)
✓ Solutions for non-residents AND permanent residents
✓ Better rates with Panama residency status
✓ Bilingual service (English/Spanish)"
Contact us today to ease your stress and get quick assistance.
Our Streamlined Process
The mortgage process may seem intricate; however, a comprehensive understanding is vital for achieving successful homeownership. This guide will outline the journey in four fundamental steps. From pre-approval to closing, each phase is meticulously designed to facilitate your navigation through the process of securing an appropriate mortgage for your needs. Together, we will explore these steps to enhance the efficiency of your acquisition experience.

01
Personalized Support
Our goal is to understand your needs and use that information to identify the best mortgage solution for you. Your satisfaction is our main priority, and we are excited to take this journey with you. Together, we are committed to success.
02
Competitive Rates
Our strong partnership with banks in Panama allows us to secure the most favorable interest rates based on your financial profile. We are committed to identifying the best options for you, enabling informed decision-making.
03
Efficient Process
To efficiently obtain mortgage pre-approval, it's essential for the client to deliver all required documents. Our team will ensure everything is organized to help you reach your goal. Typically, we secure approval within 6 days after all necessary documents have been submitted.
04
Ongoing Support
We provide ongoing support throughout the mortgage process, including after pre-approval. This commitment to follow-up is a key benefit of choosing us as your reliable partner.